*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --primary: #0d2d52;
      --primary-light: #1a4880;
      --accent: #e8392e;
      --accent-hover: #c42d24;
      --gold: #f59e0b;
      --text: #1e293b;
      --text-muted: #64748b;
      --bg: #f1f5f9;
      --bg-light: #f8fafc;
      --white: #ffffff;
      --border: #e2e8f0;
      --shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
      --shadow: 0 4px 16px rgba(0,0,0,.10);
      --shadow-lg: 0 10px 40px rgba(0,0,0,.14);
      --radius: 12px;
      --radius-lg: 20px;
    }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'Inter', sans-serif;
      color: var(--text);
      background: var(--white);
      line-height: 1.6;
      font-size: 16px;
    }

    a { color: var(--primary); text-decoration: none; }
    a:hover { color: var(--accent); }

    .container {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 24px;
    }

    /* ─── HEADER ─── */
    .site-header {
      background: var(--primary);
      position: sticky;
      top: 0;
      z-index: 100;
      box-shadow: 0 2px 12px rgba(0,0,0,.25);
    }

    .header-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 72px;
      gap: 24px;
    }

    .logo {
      display: flex;
      flex-direction: column;
      line-height: 1.1;
    }

    .logo-name {
      font-size: 22px;
      font-weight: 800;
      color: var(--white);
      letter-spacing: -.5px;
    }

    .logo-name span { color: var(--accent); }

    .logo-sub {
      font-size: 11px;
      color: rgba(255,255,255,.55);
      text-transform: uppercase;
      letter-spacing: 1px;
    }

    .main-nav ul {
      display: flex;
      gap: 4px;
      list-style: none;
    }

    .main-nav a {
      display: block;
      padding: 8px 14px;
      color: rgba(255,255,255,.82);
      font-size: 14px;
      font-weight: 500;
      border-radius: 8px;
      transition: background .2s, color .2s;
    }

    .main-nav a:hover {
      background: rgba(255,255,255,.12);
      color: var(--white);
    }

    .header-phone {
      display: flex;
      flex-direction: column;
      align-items: flex-end;
    }

    .header-phone a {
      font-size: 20px;
      font-weight: 700;
      color: var(--white);
      letter-spacing: -.3px;
    }

    .header-phone span {
      font-size: 11px;
      color: rgba(255,255,255,.5);
    }

    .btn-call {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 10px 22px;
      background: var(--accent);
      color: var(--white) !important;
      border-radius: 8px;
      font-weight: 600;
      font-size: 14px;
      transition: background .2s, transform .15s;
      border: none;
      cursor: pointer;
    }

    .btn-call:hover {
      background: var(--accent-hover);
      transform: translateY(-1px);
    }

    /* ─── HERO ─── */
    .hero {
      background: linear-gradient(135deg, #0d2d52 0%, #1a4880 50%, #0f3a6e 100%);
      position: relative;
      overflow: hidden;
      padding: 90px 0 80px;
    }

    .hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }

    .hero-grid {
      display: grid;
      grid-template-columns: 1fr 380px;
      gap: 60px;
      align-items: center;
      position: relative;
    }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(232,57,46,.2);
      border: 1px solid rgba(232,57,46,.4);
      color: #ff8a80;
      padding: 6px 14px;
      border-radius: 100px;
      font-size: 13px;
      font-weight: 500;
      margin-bottom: 20px;
    }

    .hero h1 {
      font-size: 48px;
      font-weight: 800;
      color: var(--white);
      line-height: 1.1;
      letter-spacing: -1px;
      margin-bottom: 20px;
    }

    .hero h1 em {
      font-style: normal;
      color: #60a5fa;
    }

    .hero-desc {
      font-size: 18px;
      color: rgba(255,255,255,.75);
      margin-bottom: 36px;
      max-width: 560px;
      line-height: 1.65;
    }

    .hero-ctas {
      display: flex;
      gap: 12px;
      flex-wrap: wrap;
    }

    .btn-primary {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 14px 28px;
      background: var(--accent);
      color: var(--white);
      border-radius: 10px;
      font-weight: 700;
      font-size: 16px;
      transition: background .2s, transform .15s, box-shadow .2s;
      box-shadow: 0 4px 20px rgba(232,57,46,.4);
    }

    .btn-primary:hover {
      background: var(--accent-hover);
      transform: translateY(-2px);
      box-shadow: 0 6px 28px rgba(232,57,46,.5);
      color: var(--white);
    }

    .btn-outline {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 14px 28px;
      border: 2px solid rgba(255,255,255,.3);
      color: var(--white);
      border-radius: 10px;
      font-weight: 600;
      font-size: 16px;
      transition: border-color .2s, background .2s;
    }

    .btn-outline:hover {
      border-color: rgba(255,255,255,.7);
      background: rgba(255,255,255,.08);
      color: var(--white);
    }

    .hero-stats {
      display: flex;
      gap: 32px;
      margin-top: 48px;
      padding-top: 32px;
      border-top: 1px solid rgba(255,255,255,.12);
    }

    .hero-stat strong {
      display: block;
      font-size: 32px;
      font-weight: 800;
      color: var(--white);
      line-height: 1;
      margin-bottom: 4px;
    }

    .hero-stat span {
      font-size: 13px;
      color: rgba(255,255,255,.5);
    }

    .hero-card {
      background: rgba(255,255,255,.06);
      border: 1px solid rgba(255,255,255,.12);
      border-radius: var(--radius-lg);
      padding: 32px;
      backdrop-filter: blur(10px);
    }

    .hero-card-title {
      font-size: 18px;
      font-weight: 700;
      color: var(--white);
      margin-bottom: 20px;
    }

    .hero-card-list {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 12px;
    }

    .hero-card-list li {
      display: flex;
      align-items: center;
      gap: 12px;
      color: rgba(255,255,255,.85);
      font-size: 15px;
    }

    .hero-card-list li i {
      width: 28px;
      height: 28px;
      background: rgba(96,165,250,.15);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      color: #60a5fa;
      font-size: 13px;
      flex-shrink: 0;
    }

    /* ─── SECTION COMMON ─── */
    section { padding: 80px 0; }

    .section-label {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 13px;
      font-weight: 600;
      text-transform: uppercase;
      letter-spacing: 1.5px;
      color: var(--accent);
      margin-bottom: 12px;
    }

    .section-title {
      font-size: 36px;
      font-weight: 800;
      color: var(--primary);
      line-height: 1.15;
      letter-spacing: -.5px;
      margin-bottom: 16px;
    }

    .section-desc {
      font-size: 17px;
      color: var(--text-muted);
      max-width: 580px;
      line-height: 1.65;
    }

    .section-head {
      margin-bottom: 52px;
    }

    /* ─── SERVICES ─── */
    .services { background: var(--bg-light); }

    .services-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
    }

    .service-card {
      background: var(--white);
      border-radius: var(--radius-lg);
      padding: 36px 28px;
      box-shadow: var(--shadow-sm);
      border: 1px solid var(--border);
      transition: transform .25s, box-shadow .25s, border-color .25s;
      position: relative;
      overflow: hidden;
    }

    .service-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 4px;
      background: linear-gradient(90deg, var(--primary), var(--primary-light));
      transform: scaleX(0);
      transform-origin: left;
      transition: transform .3s;
    }

    .service-card:hover {
      transform: translateY(-6px);
      box-shadow: var(--shadow-lg);
      border-color: transparent;
    }

    .service-card:hover::before { transform: scaleX(1); }

    .service-icon {
      width: 60px;
      height: 60px;
      border-radius: 14px;
      background: linear-gradient(135deg, #e8f0fe, #d1e2ff);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 26px;
      color: var(--primary);
      margin-bottom: 20px;
    }

    .service-card h3 {
      font-size: 19px;
      font-weight: 700;
      color: var(--primary);
      margin-bottom: 10px;
    }

    .service-card p {
      font-size: 14px;
      color: var(--text-muted);
      line-height: 1.65;
      margin-bottom: 20px;
    }

    .service-link {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      color: var(--primary-light);
      font-size: 14px;
      font-weight: 600;
      transition: gap .2s, color .2s;
    }

    .service-link:hover {
      gap: 10px;
      color: var(--accent);
    }

    /* ─── ARTICLE ─── */
    .article-section { background: var(--white); }

    .article-grid {
      display: grid;
      grid-template-columns: 1fr 340px;
      gap: 60px;
    }

    .article-body h2 {
      font-size: 26px;
      font-weight: 700;
      color: var(--primary);
      margin: 28px 0 14px;
      line-height: 1.25;
    }

    .article-body h2:first-child { margin-top: 0; }

    .article-body p {
      color: var(--text-muted);
      font-size: 15.5px;
      line-height: 1.75;
      margin-bottom: 16px;
    }

    .article-body ul {
      padding-left: 20px;
      margin-bottom: 20px;
    }

    .article-body ul li {
      color: var(--text-muted);
      font-size: 15px;
      line-height: 1.7;
      margin-bottom: 8px;
      position: relative;
    }

    .article-body ul li a {
      color: var(--primary-light);
      font-weight: 500;
      border-bottom: 1px solid transparent;
      transition: border-color .2s;
    }

    .article-body ul li a:hover {
      border-color: var(--primary-light);
    }

    .article-body h3 {
      font-size: 21px;
      font-weight: 700;
      color: var(--primary);
      margin: 32px 0 12px;
      line-height: 1.3;
    }

    .article-body h4 {
      font-size: 17px;
      font-weight: 600;
      color: var(--text);
      margin: 24px 0 10px;
      line-height: 1.35;
    }

    .article-body h5 {
      font-size: 15px;
      font-weight: 600;
      color: var(--text);
      margin: 16px 0 8px;
    }

    .article-body ol {
      padding-left: 22px;
      margin-bottom: 20px;
    }

    .article-body ol li {
      color: var(--text-muted);
      font-size: 15px;
      line-height: 1.7;
      margin-bottom: 8px;
    }

    .article-lead {
      font-size: 17px !important;
      color: var(--text) !important;
      font-weight: 500;
      line-height: 1.7 !important;
      padding: 18px 22px;
      background: var(--bg-light);
      border-left: 4px solid var(--primary-light);
      border-radius: 0 var(--radius) var(--radius) 0;
      margin-bottom: 24px !important;
    }

    /* ── Steps ── */
    .steps-list { display: flex; flex-direction: column; gap: 0; margin: 20px 0 28px; }

    .step-item {
      display: flex;
      gap: 18px;
      padding: 20px 0;
      border-bottom: 1px solid var(--border);
    }

    .step-item:last-child { border-bottom: none; }

    .step-num {
      flex-shrink: 0;
      width: 38px;
      height: 38px;
      background: var(--primary);
      color: #fff;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 700;
      font-size: 16px;
      margin-top: 2px;
    }

    .step-body { flex: 1; }
    .step-body h4 { margin-top: 2px; }

    /* ── Info boxes ── */
    .info-box {
      border-radius: var(--radius);
      padding: 18px 20px;
      margin: 20px 0;
      border: 1px solid var(--border);
    }

    .info-box h5 {
      margin-top: 0 !important;
      margin-bottom: 10px !important;
      display: flex;
      align-items: center;
      gap: 8px;
    }

    .info-box--warning {
      background: #fff8f0;
      border-color: #fed7aa;
    }

    .info-box--warning h5 { color: #92400e; }

    .info-box--info {
      background: #eff6ff;
      border-color: #bfdbfe;
    }

    .info-box--info h5 { color: var(--primary); }

    /* ── NRS Table ── */
    .table-wrapper { overflow-x: auto; margin: 16px 0 20px; }

    .nrs-table {
      width: 100%;
      border-collapse: collapse;
      font-size: 14px;
    }

    .nrs-table th {
      background: var(--primary);
      color: #fff;
      padding: 10px 14px;
      text-align: left;
      font-weight: 600;
    }

    .nrs-table td {
      padding: 10px 14px;
      border-bottom: 1px solid var(--border);
      color: var(--text-muted);
      line-height: 1.55;
      vertical-align: top;
    }

    .nrs-table tr:nth-child(even) td { background: var(--bg-light); }
    .nrs-table td:first-child { white-space: nowrap; color: var(--text); }

    /* ── FAQ ── */
    .faq-list { display: flex; flex-direction: column; gap: 10px; margin: 16px 0; }

    .faq-item {
      background: var(--bg-light);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 16px 20px;
    }

    .faq-item p { margin-bottom: 8px !important; }
    .faq-item p:last-child { margin-bottom: 0 !important; }
    .faq-question { color: var(--text) !important; }

    .article-sidebar { display: flex; flex-direction: column; gap: 20px; position: sticky; top: 100px; align-self: start; }

    .sidebar-card {
      background: var(--bg-light);
      border-radius: var(--radius);
      padding: 24px;
      border: 1px solid var(--border);
    }

    .sidebar-card h4 {
      font-size: 16px;
      font-weight: 700;
      color: var(--primary);
      margin-bottom: 14px;
      padding-bottom: 12px;
      border-bottom: 2px solid var(--border);
    }

    .sidebar-links {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 8px;
    }

    .sidebar-links a {
      display: flex;
      align-items: center;
      gap: 10px;
      padding: 10px 12px;
      background: var(--white);
      border-radius: 8px;
      font-size: 14px;
      font-weight: 500;
      color: var(--text);
      border: 1px solid var(--border);
      transition: background .2s, color .2s, border-color .2s, transform .15s;
    }

    .sidebar-links a i {
      color: var(--accent);
      width: 16px;
    }

    .sidebar-links a:hover {
      background: var(--primary);
      color: var(--white);
      border-color: var(--primary);
      transform: translateX(4px);
    }

    .sidebar-links a:hover i { color: #60a5fa; }

    /* ─── CALCULATOR ─── */
    .calculator-section { background: var(--bg); }

    .calc-wrapper {
      background: var(--white);
      border-radius: var(--radius-lg);
      box-shadow: var(--shadow-lg);
      overflow: hidden;
    }

    .calc-tabs {
      display: flex;
      background: var(--primary);
    }

    .calc-tab {
      flex: 1;
      padding: 20px 16px;
      text-align: center;
      color: rgba(255,255,255,.55);
      font-size: 15px;
      font-weight: 600;
      cursor: pointer;
      border: none;
      background: transparent;
      transition: background .2s, color .2s;
      border-bottom: 3px solid transparent;
    }

    .calc-tab:hover { color: rgba(255,255,255,.85); }

    .calc-tab.active {
      color: var(--white);
      background: rgba(255,255,255,.08);
      border-bottom-color: #60a5fa;
    }

    .calc-tab i { display: block; font-size: 22px; margin-bottom: 6px; }

    .calc-body { padding: 40px; }

    .calc-panel { display: none; }
    .calc-panel.active { display: block; }

    .calc-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 24px;
      margin-bottom: 32px;
    }

    .calc-field label {
      display: block;
      font-size: 13px;
      font-weight: 600;
      color: var(--text-muted);
      text-transform: uppercase;
      letter-spacing: .8px;
      margin-bottom: 8px;
    }

    .calc-field select,
    .calc-field input {
      width: 100%;
      padding: 12px 16px;
      border: 2px solid var(--border);
      border-radius: 10px;
      font-size: 15px;
      font-family: inherit;
      color: var(--text);
      background: var(--bg-light);
      transition: border-color .2s;
      appearance: none;
      -webkit-appearance: none;
    }

    .calc-field select {
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
      background-repeat: no-repeat;
      background-position: right 14px center;
      padding-right: 40px;
    }

    .calc-field select:focus,
    .calc-field input:focus {
      outline: none;
      border-color: var(--primary-light);
    }

    .calc-checkboxes {
      display: flex;
      gap: 16px;
      flex-wrap: wrap;
      margin-bottom: 32px;
    }

    .calc-checkbox {
      display: flex;
      align-items: center;
      gap: 10px;
      padding: 12px 18px;
      border: 2px solid var(--border);
      border-radius: 10px;
      cursor: pointer;
      transition: border-color .2s, background .2s;
      user-select: none;
    }

    .calc-checkbox input { display: none; }

    .calc-checkbox-box {
      width: 20px;
      height: 20px;
      border: 2px solid var(--border);
      border-radius: 5px;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: all .2s;
      flex-shrink: 0;
    }

    .calc-checkbox input:checked ~ .calc-checkbox-box {
      background: var(--primary);
      border-color: var(--primary);
    }

    .calc-checkbox input:checked ~ .calc-checkbox-box::after {
      content: '✓';
      color: white;
      font-size: 12px;
      font-weight: 700;
    }

    .calc-checkbox:has(input:checked) {
      border-color: var(--primary);
      background: #e8f0fe;
    }

    .calc-checkbox span { font-size: 14px; font-weight: 500; color: var(--text); }

    .calc-btn {
      width: 100%;
      padding: 16px;
      background: var(--primary);
      color: var(--white);
      border: none;
      border-radius: 10px;
      font-size: 16px;
      font-weight: 700;
      font-family: inherit;
      cursor: pointer;
      transition: background .2s, transform .15s;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 10px;
    }

    .calc-btn:hover {
      background: var(--primary-light);
      transform: translateY(-1px);
    }

    .calc-result {
      display: none;
      margin-top: 32px;
      border-top: 2px solid var(--border);
      padding-top: 32px;
    }

    .calc-result.visible { display: block; }

    .calc-result-title {
      font-size: 18px;
      font-weight: 700;
      color: var(--primary);
      margin-bottom: 20px;
    }

    .result-items {
      display: grid;
      gap: 12px;
      margin-bottom: 24px;
    }

    .result-item {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 14px 18px;
      background: var(--bg-light);
      border-radius: 10px;
      border: 1px solid var(--border);
    }

    .result-item-label {
      font-size: 14px;
      color: var(--text-muted);
    }

    .result-item-value {
      font-size: 16px;
      font-weight: 700;
      color: var(--primary);
    }

    .result-total {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 18px 22px;
      background: var(--primary);
      border-radius: 12px;
      color: var(--white);
    }

    .result-total-label { font-size: 15px; font-weight: 600; }
    .result-total-value { font-size: 22px; font-weight: 800; }

    .result-note {
      font-size: 13px;
      color: var(--text-muted);
      margin-top: 12px;
      line-height: 1.5;
    }

    .result-cta {
      margin-top: 20px;
      display: flex;
      gap: 12px;
    }

    /* ─── ADVANTAGES ─── */
    .advantages-section { background: var(--primary); }

    .advantages-section .section-title { color: var(--white); }
    .advantages-section .section-desc { color: rgba(255,255,255,.65); }
    .advantages-section .section-label { color: #60a5fa; }

    .advantages-layout {
      display: grid;
      grid-template-columns: 1fr 420px;
      gap: 60px;
      align-items: start;
    }

    .advantages-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 20px;
    }

    .advantage-item {
      background: rgba(255,255,255,.06);
      border: 1px solid rgba(255,255,255,.1);
      border-radius: var(--radius);
      padding: 24px;
      transition: background .25s, border-color .25s;
    }

    .advantage-item:hover {
      background: rgba(255,255,255,.1);
      border-color: rgba(255,255,255,.2);
    }

    .advantage-icon {
      width: 48px;
      height: 48px;
      border-radius: 12px;
      background: rgba(96,165,250,.15);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 20px;
      color: #60a5fa;
      margin-bottom: 14px;
    }

    .advantage-item h4 {
      font-size: 15px;
      font-weight: 700;
      color: var(--white);
      margin-bottom: 6px;
    }

    .advantage-item p {
      font-size: 13px;
      color: rgba(255,255,255,.55);
      line-height: 1.6;
    }

    /* ─── CONTACT FORM ─── */
    .contact-form-card {
      background: var(--white);
      border-radius: var(--radius-lg);
      padding: 36px;
      box-shadow: var(--shadow-lg);
    }

    .contact-form-card h3 {
      font-size: 22px;
      font-weight: 800;
      color: var(--primary);
      margin-bottom: 6px;
    }

    .contact-form-card > p {
      font-size: 14px;
      color: var(--text-muted);
      margin-bottom: 24px;
    }

    .form-group {
      display: flex;
      flex-direction: column;
      gap: 12px;
      margin-bottom: 16px;
    }

    .form-input {
      width: 100%;
      padding: 13px 16px;
      border: 2px solid var(--border);
      border-radius: 10px;
      font-size: 15px;
      font-family: inherit;
      color: var(--text);
      background: var(--bg-light);
      transition: border-color .2s;
    }

    .form-input:focus {
      outline: none;
      border-color: var(--primary-light);
    }

    .form-input::placeholder { color: #94a3b8; }

    textarea.form-input {
      resize: vertical;
      min-height: 100px;
    }

    .form-submit {
      width: 100%;
      padding: 14px;
      background: var(--accent);
      color: var(--white);
      border: none;
      border-radius: 10px;
      font-size: 16px;
      font-weight: 700;
      font-family: inherit;
      cursor: pointer;
      transition: background .2s, transform .15s;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 10px;
    }

    .form-submit:hover {
      background: var(--accent-hover);
      transform: translateY(-1px);
    }

    .form-privacy {
      font-size: 12px;
      color: rgba(100,116,139,.7);
      text-align: center;
      margin-top: 10px;
      line-height: 1.5;
    }

    /* ─── DOCUMENTS ─── */
    .documents-section { background: var(--bg-light); }

    .docs-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 24px;
    }

    .doc-card {
      background: var(--white);
      border-radius: var(--radius);
      overflow: hidden;
      box-shadow: var(--shadow-sm);
      border: 1px solid var(--border);
      transition: transform .25s, box-shadow .25s;
    }

    .doc-card:hover {
      transform: translateY(-4px);
      box-shadow: var(--shadow);
    }

    .doc-placeholder {
      height: 220px;
      background: linear-gradient(135deg, #e8f0fe 0%, #dbeafe 100%);
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      gap: 12px;
      position: relative;
      overflow: hidden;
    }

    .doc-placeholder::before {
      content: '';
      position: absolute;
      inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%231a4880' fill-opacity='0.04'%3E%3Cpath d='M0 40L40 0H20L0 20M40 40V20L20 40'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }

    .doc-placeholder i {
      font-size: 48px;
      color: var(--primary);
      opacity: .35;
      position: relative;
    }

    .doc-placeholder span {
      font-size: 12px;
      color: var(--primary-light);
      opacity: .6;
      font-weight: 500;
      position: relative;
    }

    .doc-seal {
      width: 64px;
      height: 64px;
      border: 3px solid var(--primary);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      opacity: .2;
      position: relative;
    }

    .doc-seal::after {
      content: 'М.П.';
      font-size: 11px;
      font-weight: 700;
      color: var(--primary);
    }

    .doc-info {
      padding: 16px;
    }

    .doc-info h4 {
      font-size: 14px;
      font-weight: 700;
      color: var(--primary);
      margin-bottom: 4px;
      line-height: 1.35;
    }

    .doc-info p {
      font-size: 12px;
      color: var(--text-muted);
    }

    /* ─── CLIENTS ─── */
    .clients-section { background: var(--white); }

    .clients-logos {
      display: grid;
      grid-template-columns: repeat(5, 1fr);
      gap: 20px;
      margin-bottom: 40px;
    }

    .client-logo {
      height: 90px;
      background: var(--bg-light);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 16px;
      transition: border-color .2s, box-shadow .2s;
    }

    .client-logo:hover {
      border-color: var(--primary-light);
      box-shadow: 0 2px 12px rgba(13,45,82,.12);
    }

    .client-logo-inner {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 4px;
    }

    .client-logo-inner i {
      font-size: 28px;
      color: #94a3b8;
    }

    .client-logo-inner span {
      font-size: 11px;
      font-weight: 600;
      color: #94a3b8;
      text-align: center;
      text-transform: uppercase;
      letter-spacing: .5px;
    }

    .reviews-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
    }

    .review-card {
      background: var(--bg-light);
      border-radius: var(--radius);
      padding: 24px;
      border: 1px solid var(--border);
    }

    .review-stars {
      color: var(--gold);
      font-size: 14px;
      margin-bottom: 12px;
    }

    .review-text {
      font-size: 14px;
      color: var(--text-muted);
      line-height: 1.7;
      margin-bottom: 16px;
    }

    .review-author {
      display: flex;
      align-items: center;
      gap: 12px;
    }

    .review-avatar {
      width: 42px;
      height: 42px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--primary), var(--primary-light));
      display: flex;
      align-items: center;
      justify-content: center;
      color: white;
      font-size: 15px;
      font-weight: 700;
    }

    .review-author-info strong {
      display: block;
      font-size: 14px;
      font-weight: 700;
      color: var(--text);
    }

    .review-author-info span {
      font-size: 12px;
      color: var(--text-muted);
    }

    /* ─── FOOTER ─── */
    .site-footer {
      background: #0a1f38;
      color: rgba(255,255,255,.6);
      padding: 60px 0 32px;
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 280px 1fr 1fr 200px;
      gap: 48px;
      margin-bottom: 48px;
    }

    .footer-logo-name {
      font-size: 22px;
      font-weight: 800;
      color: var(--white);
      letter-spacing: -.5px;
      margin-bottom: 4px;
    }

    .footer-logo-name span { color: var(--accent); }

    .footer-logo-sub {
      font-size: 12px;
      color: rgba(255,255,255,.35);
      text-transform: uppercase;
      letter-spacing: 1px;
      margin-bottom: 16px;
    }

    .footer-desc {
      font-size: 13px;
      line-height: 1.7;
      color: rgba(255,255,255,.45);
      margin-bottom: 20px;
    }

    .footer-contact {
      display: flex;
      flex-direction: column;
      gap: 8px;
    }

    .footer-contact a {
      color: var(--white);
      font-size: 18px;
      font-weight: 700;
    }

    .footer-contact span {
      font-size: 12px;
      color: rgba(255,255,255,.35);
    }

    .footer-col h4 {
      font-size: 14px;
      font-weight: 700;
      color: var(--white);
      text-transform: uppercase;
      letter-spacing: 1px;
      margin-bottom: 18px;
    }

    .footer-links {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 10px;
    }

    .footer-links a {
      font-size: 14px;
      color: rgba(255,255,255,.55);
      transition: color .2s, padding-left .2s;
    }

    .footer-links a:hover {
      color: var(--white);
      padding-left: 4px;
    }

    .footer-bottom {
      border-top: 1px solid rgba(255,255,255,.08);
      padding-top: 24px;
      display: flex;
      justify-content: space-between;
      align-items: center;
    }

    .footer-bottom p { font-size: 13px; }

    .footer-bottom a {
      color: rgba(255,255,255,.45);
      font-size: 13px;
    }

    .footer-bottom a:hover { color: var(--white); }

    /* ─── MODAL ─── */
    .modal-overlay {
      position: fixed;
      inset: 0;
      background: rgba(0,0,0,.55);
      z-index: 1000;
      display: flex;
      align-items: center;
      justify-content: center;
      opacity: 0;
      pointer-events: none;
      transition: opacity .25s;
      backdrop-filter: blur(4px);
    }

    .modal-overlay.open {
      opacity: 1;
      pointer-events: all;
    }

    .modal {
      background: var(--white);
      border-radius: var(--radius-lg);
      padding: 40px;
      width: 100%;
      max-width: 460px;
      margin: 24px;
      transform: translateY(20px);
      transition: transform .3s;
      position: relative;
    }

    .modal-overlay.open .modal { transform: translateY(0); }

    .modal-close {
      position: absolute;
      top: 16px; right: 16px;
      width: 32px; height: 32px;
      background: var(--bg);
      border: none;
      border-radius: 50%;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 16px;
      color: var(--text-muted);
      transition: background .2s;
    }

    .modal-close:hover { background: var(--border); }

    .modal h3 {
      font-size: 22px;
      font-weight: 800;
      color: var(--primary);
      margin-bottom: 6px;
    }

    .modal > p {
      font-size: 14px;
      color: var(--text-muted);
      margin-bottom: 24px;
    }

    /* ─── BURGER BUTTON ─── */
    .burger-btn {
      display: none;
      flex-direction: column;
      justify-content: space-between;
      width: 28px;
      height: 20px;
      background: none;
      border: none;
      cursor: pointer;
      padding: 0;
      flex-shrink: 0;
    }

    .burger-btn span {
      display: block;
      width: 100%;
      height: 2px;
      background: rgba(255,255,255,.85);
      border-radius: 2px;
      transition: transform .25s, opacity .25s;
      transform-origin: center;
    }

    .burger-btn.open span:nth-child(1) { transform: translateY(9px) rotate(45deg); }
    .burger-btn.open span:nth-child(2) { opacity: 0; }
    .burger-btn.open span:nth-child(3) { transform: translateY(-9px) rotate(-45deg); }

    /* ─── MOBILE NAV DRAWER ─── */
    .mobile-nav-overlay {
      position: fixed;
      inset: 0;
      background: rgba(0,0,0,.5);
      z-index: 199;
      opacity: 0;
      pointer-events: none;
      transition: opacity .25s;
    }

    .mobile-nav-overlay.open {
      opacity: 1;
      pointer-events: all;
    }

    .mobile-nav-drawer {
      position: fixed;
      top: 0;
      right: 0;
      width: 280px;
      height: 100%;
      background: var(--primary);
      z-index: 200;
      transform: translateX(100%);
      transition: transform .3s cubic-bezier(.4,0,.2,1);
      display: flex;
      flex-direction: column;
      padding: 0 0 32px;
      overflow-y: auto;
    }

    .mobile-nav-drawer.open { transform: translateX(0); }

    .mobile-nav-header {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 20px 20px;
      border-bottom: 1px solid rgba(255,255,255,.12);
      margin-bottom: 8px;
    }

    .mobile-nav-header .logo-name {
      font-size: 20px;
      font-weight: 800;
      color: var(--white);
    }

    .mobile-nav-header .logo-name span { color: var(--accent); }

    .mobile-nav-close {
      width: 36px;
      height: 36px;
      background: rgba(255,255,255,.1);
      border: none;
      border-radius: 50%;
      color: rgba(255,255,255,.8);
      font-size: 16px;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .mobile-nav-drawer ul {
      list-style: none;
      padding: 0 12px;
      flex: 1;
    }

    .mobile-nav-drawer ul li a {
      display: block;
      padding: 14px 12px;
      color: rgba(255,255,255,.85);
      font-size: 16px;
      font-weight: 500;
      border-radius: 8px;
      transition: background .2s;
    }

    .mobile-nav-drawer ul li a:hover {
      background: rgba(255,255,255,.1);
      color: var(--white);
    }

    .mobile-nav-phone {
      display: block;
      margin: 16px 20px 0;
      padding: 14px 20px;
      background: var(--accent);
      color: var(--white) !important;
      font-size: 18px;
      font-weight: 700;
      border-radius: 10px;
      text-align: center;
    }

    /* ─── FAQ ACCORDION ─── */
    .faq-question {
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 12px;
      width: 100%;
      background: none;
      border: none;
      padding: 0;
      font-family: inherit;
      font-size: inherit;
      text-align: left;
      cursor: pointer;
      color: var(--text) !important;
      margin-bottom: 0 !important;
    }

    .faq-question strong,
    .article-body .faq-question h3 {
      flex: 1;
      font-size: 15px;
      font-weight: 700;
      color: var(--text);
      margin: 0;
      line-height: 1.35;
    }

    .faq-icon {
      color: var(--text-muted);
      font-size: 13px;
      flex-shrink: 0;
      transition: transform .25s;
    }

    .faq-item.open .faq-icon { transform: rotate(180deg); }

    .faq-answer {
      max-height: 0;
      overflow: hidden;
      transition: max-height .3s ease;
    }

    .faq-answer p {
      padding-top: 12px;
      margin-bottom: 0 !important;
    }

    /* По умолчанию (десктоп) — сразу открыты */
    @media (min-width: 641px) {
      .faq-answer {
        max-height: 500px !important;
      }
      .faq-icon { display: none; }
    }

    /* ─── SIDEBAR DRAWER (mobile) ─── */
    .sidebar-toggle-bar {
      display: none;
    }

    .sidebar-overlay {
      display: none;
      position: fixed;
      inset: 0;
      background: rgba(0,0,0,.5);
      z-index: 299;
      opacity: 0;
      transition: opacity .25s;
      pointer-events: none;
    }

    .sidebar-overlay.open {
      opacity: 1;
      pointer-events: all;
    }

    /* ─── MOBILE ─── */
    @media (max-width: 1100px) {
      .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
      .footer-col:first-child { grid-column: 1/-1; }
    }

    @media (max-width: 900px) {
      .hero-grid { grid-template-columns: 1fr; }
      .hero-card { display: none; }
      .hero h1 { font-size: 36px; }
      .services-grid { grid-template-columns: 1fr 1fr; }
      .article-grid { grid-template-columns: 1fr; }
      .advantages-layout { grid-template-columns: 1fr; }
      .calc-grid { grid-template-columns: 1fr; }
      .docs-grid { grid-template-columns: 1fr 1fr; }
      .clients-logos { grid-template-columns: repeat(3, 1fr); }
      .reviews-grid { grid-template-columns: 1fr; }
    }

    @media (max-width: 640px) {
      /* ─ Шапка ─ */
      .header-inner { height: 60px; gap: 12px; }
      .main-nav { display: none; }
      .burger-btn { display: flex; }

      .header-phone a { font-size: 14px; letter-spacing: 0; }
      .header-phone span { display: none; }

      /* ─ Ключевой фикс: grid-потомки должны уметь сжиматься ─ */
      .hero-grid > div:first-child { min-width: 0; }

      /* ─ Шрифты ─ */
      body { font-size: 15px; }
      .hero h1 { font-size: 22px; letter-spacing: -.2px; line-height: 1.25; overflow-wrap: anywhere; min-width: 0; }
      .hero-desc { font-size: 15px; }
      .section-title { font-size: 22px; }
      .section-desc { font-size: 15px; }
      .article-body h2 { font-size: 20px; }
      .article-body h3 { font-size: 17px; }
      .article-body .faq-question h3 { font-size: 15px; }
      .article-body p,
      .article-body ul li,
      .article-body ol li { font-size: 14px; }
      .hero-badge { font-size: 12px; }
      .logo-sub { font-size: 7px; }

      /* ─ Кнопки в строку ─ */
      .hero-ctas { flex-wrap: nowrap; gap: 8px; width: 100%; min-width: 0; }
      .btn-primary, .btn-outline { padding: 10px 10px; font-size: 12px; white-space: nowrap; flex: 1; justify-content: center; min-width: 0; }
      .hero-ctas .btn-primary i,
      .hero-ctas .btn-outline i { display: none; }

      /* ─ Hero Stats — горизонтальная прокрутка ─ */
      .hero-stats {
        flex-wrap: nowrap;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        gap: 24px;
        padding-bottom: 4px;
      }
      .hero-stats::-webkit-scrollbar { display: none; }
      .hero-stat { flex-shrink: 0; }
      .hero-stat strong { font-size: 24px; }

      /* ─ Services — горизонтальная прокрутка ─ */
      .services-grid {
        display: flex;
        flex-wrap: nowrap;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        gap: 16px;
        padding-bottom: 8px;
      }
      .services-grid::-webkit-scrollbar { display: none; }
      .service-card {
        flex: 0 0 260px;
        min-width: 260px;
      }

      /* ─ Убрать padding у article-section ─ */
      .article-section { padding-top: 0; }

      /* ─ Сайдбар: скрыть из потока, кнопка-дровер ─ */
      .sidebar-toggle-bar {
        display: flex;
        justify-content: center;
        padding: 16px;
        background: var(--bg-light);
        border-bottom: 1px solid var(--border);
      }

      .sidebar-toggle-btn {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        padding: 10px 20px;
        background: var(--primary);
        color: var(--white);
        border: none;
        border-radius: 8px;
        font-size: 14px;
        font-weight: 600;
        font-family: inherit;
        cursor: pointer;
      }

      .sidebar-overlay { display: block; }

      .article-sidebar {
        position: fixed;
        top: 0;
        left: 0;
        width: 300px;
        height: 100%;
        background: var(--bg-light);
        z-index: 300;
        transform: translateX(-100%);
        transition: transform .3s cubic-bezier(.4,0,.2,1);
        overflow-y: auto;
        padding: 20px;
        box-shadow: 4px 0 24px rgba(0,0,0,.15);
      }

      .article-sidebar.open { transform: translateX(0); }

      /* ─ Остальное ─ */
      .advantages-grid { grid-template-columns: 1fr; }
      .docs-grid { grid-template-columns: 1fr; }
      .clients-logos { grid-template-columns: 1fr 1fr; }
      .calc-body { padding: 20px 16px; }
      .calc-tab { font-size: 12px; padding: 12px 6px; }
      .calc-tab i { font-size: 18px; }
      .footer-grid { grid-template-columns: 1fr; }
      .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
      section { padding: 56px 0; }
      .hero { padding: 60px 0 52px; }
      .container { padding: 0 16px; }
    }

/* ══════════ BREADCRUMB ══════════ */
.breadcrumb {
  background: var(--bg-light);
  border-bottom: 1px solid var(--border);
  padding: 12px 0;
}

.breadcrumb-list {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 4px 6px;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 13px;
  color: var(--text-light);
}

.breadcrumb-list li + li::before {
  content: '/';
  margin-right: 6px;
  color: var(--border);
}

.breadcrumb-list a {
  color: var(--primary);
  text-decoration: none;
}

.breadcrumb-list a:hover {
  text-decoration: underline;
}

.breadcrumb-list [aria-current="page"] {
  color: var(--text-light);
}

/* ══════════ СТРАНИЦА 404 ══════════ */
.not-found {
  min-height: calc(100vh - 72px - 280px);
  display: flex;
  align-items: center;
  padding: 80px 0;
  background: var(--bg-light);
}

.not-found-inner {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}

.not-found-code {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  line-height: 1;
  margin-bottom: 8px;
}

.not-found-code span {
  font-size: clamp(120px, 18vw, 200px);
  font-weight: 800;
  letter-spacing: -8px;
  color: var(--primary);
  opacity: .08;
  user-select: none;
}

.not-found-icon-wrap {
  position: relative;
  display: inline-flex;
  margin-bottom: 32px;
}

.not-found-icon-wrap::before {
  content: '404';
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: clamp(80px, 14vw, 160px);
  font-weight: 800;
  color: var(--primary);
  opacity: .07;
  letter-spacing: -6px;
  pointer-events: none;
  white-space: nowrap;
}

.not-found-icon {
  width: 120px;
  height: 120px;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  border-radius: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 16px 48px rgba(13, 45, 82, .22);
  position: relative;
  z-index: 1;
}

.not-found-icon i {
  font-size: 48px;
  color: var(--white);
}

.not-found-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 57, 46, .1);
  color: var(--accent);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
  letter-spacing: .3px;
}

.not-found-title {
  font-size: clamp(28px, 5vw, 42px);
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -.5px;
  line-height: 1.15;
  margin-bottom: 16px;
}

.not-found-desc {
  font-size: 17px;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 40px;
}

.not-found-actions {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 56px;
}

.btn-primary-404 {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  background: var(--accent);
  color: var(--white);
  border-radius: 10px;
  font-weight: 700;
  font-size: 15px;
  transition: background .2s, transform .15s, box-shadow .2s;
  text-decoration: none;
  box-shadow: 0 4px 16px rgba(232, 57, 46, .3);
}

.btn-primary-404:hover {
  background: var(--accent-hover);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(232, 57, 46, .4);
}

.btn-outline-404 {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  background: var(--white);
  color: var(--primary);
  border: 2px solid var(--border);
  border-radius: 10px;
  font-weight: 600;
  font-size: 15px;
  transition: border-color .2s, background .2s, transform .15s;
  text-decoration: none;
}

.btn-outline-404:hover {
  border-color: var(--primary);
  background: var(--bg);
  color: var(--primary);
  transform: translateY(-2px);
}

.not-found-links {
  border-top: 1px solid var(--border);
  padding-top: 40px;
}

.not-found-links-title {
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--text-muted);
  margin-bottom: 20px;
}

.not-found-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 10px;
}

.not-found-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  font-size: 13px;
  font-weight: 500;
  color: var(--text);
  text-decoration: none;
  transition: border-color .2s, box-shadow .2s, transform .15s;
}

.not-found-link:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
  color: var(--primary);
  transform: translateY(-2px);
}

.not-found-link i {
  width: 32px;
  height: 32px;
  background: var(--bg);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  color: var(--primary);
  flex-shrink: 0;
}

.page-404 .site-footer { margin-top: 0; }

@media (max-width: 600px) {
  .not-found { padding: 60px 0; }
  .not-found-actions { flex-direction: column; align-items: center; }
  .btn-primary-404, .btn-outline-404 { width: 100%; justify-content: center; }
}